Credit Risk Analyst – Single Family Portfolio (Open to Remote) @ Fannie Mae

THE IMPACT YOU WILL MAKE

The Credit Risk Analyst – Single Family Portfolio role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:

• Identify, monitor and forecast risks in the Single Family (SF) Acquisition portfolio.
• Contribute to team activities related to improving acquisition risk profile and performance, including working across groups.
• Analyze SF Acquisition portfolio characteristics, measure risks and collaborate with team to develop solutions based on cost/benefit trade-off recommendations.
• Monitor regulatory capital usage against limits and thresholds and perform BAU risk identification and analysis.
• Partner with other teams within SF Risk, ERM, Finance, or Analytics to develop risk mitigation strategies.
• Partner within SF Risk to implement plans or decisions to avoid risks or mitigate their impact.

THE EXPERIENCE YOU BRING TO THE TEAM

Minimum Required Experience

• 2 years related experience
• 2+ years of experience applying data analytical skills to solve business problems
• Prior credit risk management experience in large financial institutions or mortgage lenders strongly preferred
• Understanding of mortgage risk as well as experience analyzing portfolio characteristics, identifying risk drivers, and evaluating risk mitigation solutions
• Experience monitoring, forecasting and measuring risk, conducting risk assessments and identifying gaps in existing risk monitoring frameworks
• Must have hands-on experience using Tableau or similar data/analytical tools
• Proficiency in programming languages such as SQL (required), Python/R (preferred)

Desired Experience

• Bachelor’s degree or equivalent
• Experience gathering accurate information and an ability to explain rationale and answer critical questions.
• Experience utilizing data to identify trends or relationships to provide insights and inform decisions based on sound analysis.
• Knowledge of financial institution capital measurement and management
• Excellent verbal and written communication skills.  Skilled in graphical representation of information using charts, diagrams, and dashboards. Proven ability to present information and ideas to audiences in a compelling way that is engaging and easy to understand.
• Demonstrated relationship management skills with the ability to manage and engage stakeholders and build relationship networks.  Able to effectively work with people with different functional expertise respectfully and cooperatively towards a common goal.
• Knowledge of Dodd-Frank Act Stress Testing or Management Stress Testing
• CFA or FRM preferred