UNDERWRITER (RETAIL)@ Revolut

Job Information

Job Description:

What you’ll be doing

• Evaluating applicants’ creditworthiness and identifying risks, including assessments of affordability and reviews of credit files in line with Revolut’s lending criteria
• Reviewing customer documentation and details for accuracy and authenticity
• Identifying potentially fraudulent applications and escalating where required
• Communicating with customers either to request or provide information relating to credit applications
• Making decisions regarding whether to approve an applicant for credit
• Assessing and making decisions regarding overdue/forborne/non-performing loans that do not pass automated decision making
• Consulting internal operation teams regarding lending, forbearance, and collections

What you’ll need

• A bachelor’s degree in finance, economics, accounting, or similar field
• Experience in underwriting unsecured personal loans and/or credit cards
• Knowledge of applicable regulatory requirements
• The ability to question and scrutinise information
• A high level of numeracy
• A high level of attention to detail regarding documentation examination
• The ability to work within given deadlines/SLAs
• A solid understanding of lending products and practices
• Excellent communication and interpersonal skills
• Customer service experience

Company Information

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